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Did You Know?

Did you know that the earliest age at which you can retire and receive partial Social Security benefits is 62 years? Did you know that the earliest age at which you can retire with full benefits is 65 years? Many African Americans do not know these facts—a October-November 2005 Joint Center survey found that a majority of African American respondents (61 percent) know that you can get benefits if you retire early. However, only 39 percent of African American respondents know that the early retirement age is 62 years, and only a third (32 percent) know that 65 years is the earliest age at which one can retire with full benefits.